Car Loan
Car Loan

With the right car loan, you can drive the car you want with installments tailored to your daily needs.

With the right car loan, you can drive the car you want with installments tailored to your daily needs.

Auto loans allow you to acquire your ideal vehicle with installments tailored to your budget and flexible terms. Whether you're looking to trade in your car, buy your first vehicle, or ensure greater comfort in your daily life, this solution facilitates access to the mobility you seek. With the support of Sublime Finance, you benefit from expert guidance and the best market conditions to confidently move forward behind the wheel.

Auto loans allow you to acquire your ideal vehicle with installments tailored to your budget and flexible terms. Whether you're looking to trade in your car, buy your first vehicle, or ensure greater comfort in your daily life, this solution facilitates access to the mobility you seek. With the support of Sublime Finance, you benefit from expert guidance and the best market conditions to confidently move forward behind the wheel.

Drive the Car You Want with the Right Credit

Drive the Car You Want with the Right Credit

* This page provides a credit simulator with indicative values, which do not constitute a formal offer of credit. Each credit application is assessed individually by our partners. Our team is available to answer any questions and help you through the credit application process.

* This page provides a credit simulator with indicative values, which do not constitute a formal offer of credit. Each credit application is assessed individually by our partners. Our team is available to answer any questions and help you through the credit application process.

Use the loan simulator to calculate the approximate value of the monthly installment.

Use the loan simulator to calculate the approximate value of the monthly installment.

Use the loan simulator to calculate the approximate value of the monthly installment.

Loan Simulation
Loan Simulation

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We have gathered answers to the most common questions about personal loan

We have gathered answers to the most common questions about personal loan

Frequently Asked Questions
Frequently Asked Questions

What is a car loan?

A car loan is a loan provided by financial institutions that allows you to purchase a vehicle, new or used, with payments spread over a defined term.

Can I finance a new and used car?

Yes, a car loan can be used to purchase both new and used vehicles, although some institutions may have specific conditions for each type of vehicle.

What is the maximum amount I can request?

The maximum amount of a car loan depends on the financial institution, the value of the vehicle, and the client’s profile, including income and repayment capacity.

What documents are required to apply for a car loan?

  • The following documents are usually required:

  • Valid identification (ID card or passport);

  • Tax identification number;

  • Proof of income (pay slips or tax declaration);

  • Proof of residence.
    Additional documents may be requested depending on the financial institution and client profile.

What is TAN and APR in a car loan?

  • TAN (Nominal Annual Rate): represents only the interest applied to the loan amount.

  • APR (Annual Percentage Rate): includes all charges, such as interest, fees, and insurance, reflecting the total cost of the loan.

Are there mandatory insurance policies associated with a car loan?

Generally, a car loan does not require mandatory insurance, but some institutions may request vehicle insurance or payment protection insurance. Optional insurance can also be taken for additional protection.

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Fill in your details and we will contact you promptly.

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Contacts

Sublime Finance, lda.

Alameda Santa Marta do Pinhal 4D

2855-576 Corroios

      +351 210 517 871

       +351 922 108 188

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