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Prêt personnel

A personal loan that gives you the freedom to do what really matters.

A personal loan that gives you the freedom to do what really matters.

A personal loan that gives you the freedom to do what really matters.

A personal loan that gives you the freedom to do what really matters.

A personal loan offers the freedom to pursue important projects, from balancing your budget and investing in training to traveling or dealing with unexpected expenses. With the support of Sublime Finance, you'll find the solution best suited to your profile, with dedicated assistance every step of the way, so you can confidently move towards your goals.

A personal loan offers the freedom to pursue important projects, from balancing your budget and investing in training to traveling or dealing with unexpected expenses. With the support of Sublime Finance, you'll find the solution best suited to your profile, with dedicated assistance every step of the way, so you can confidently move towards your goals.

A personal loan that gives you the freedom to do what really matters.

A personal loan that gives you the freedom to do what really matters.

* This page provides a credit simulator with indicative values, which do not constitute a formal offer of credit. Each credit application is assessed individually by our partners. Our team is available to answer any questions and help you through the credit application process.

Use the loan simulator to calculate the approximate value of the monthly installment.

Loan Simulation

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Partenaires
Partenaires

Trabalhamos em colaboração com os seguintes parteiros.

Trabalhamos em colaboração com os seguintes parteiros.

Novo Banco, SA

Caixa Geral de Depósitos, SA

Millennium bcp

Banco Santander Totta, S.A

ABANCA

Bankinter, S.A

Crédito Agrícola

Banco CTT, SA

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We have gathered answers to the most common questions about personal loan

Frequently Asked Questions

What is a personal loan?

A personal loan is a loan granted by financial institutions that allows you to obtain a sum of money for flexible use, without the need to justify the purpose. It can be used for personal projects, purchases, travel, education, or debt consolidation.

What documents are required to apply for a personal loan?

Typically required documents include:

  • Valid identification (ID card or passport)

  • Tax identification number

  • Proof of income (pay slips or tax declaration)

  • Proof of residence
    Additional documents may be requested depending on the financial institution and client profile.

Is it mandatory to have an account at the bank to get a personal loan?

No, it is not mandatory, but most institutions require opening an account as a condition for granting the loan.

What is the difference between TAN and APR in a personal loan?

  • TAN (Nominal Annual Rate): represents only the interest charged on the loan amount.

  • APR (Annual Percentage Rate): includes all charges, such as interest, fees, and insurance, reflecting the total cost of the loan.

Are insurance policies mandatory for personal loans?

In most cases, personal loans do not require mandatory insurance, unlike mortgage loans. Optional insurance, such as life insurance or payment protection, can be taken for added security.

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We are ready to analyze your case and provide personalized proposals.
Fill in your details and we will contact you promptly.

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Contacts

Sublime Finance, lda.

Alameda Santa Marta do Pinhal 4D

2855-576 Corroios

      +351 210 517 871

       +351 922 108 188

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